Are you Looking to Buy your First Property?

Albeit being a very exciting venture, buying your first home is no easy feat and requires energy and a tonne of decision making. Luckily, Coldwell Banker has been in the business of realising people’s dreams for over a hundred years, and when it comes to finding the ideal home, Coldwell Banker can offer you help throughout your home-owning journey.

The first thing you need to consider is your lifestyle and daily expenses; what loan will your bank grant? Saving 5 – 20% of your ideal buying price for a deposit would be a smart move. According to the 2015 government scheme, stamp duty will be wavered if you buy your first property before the end of 2016. Taking advantage of this offer will leave room for the other expenses incurred during the home purchasing process such as registration fees, notary fees, agency fees, lawyer and architect fees.

Details are next; map out your needs. Are you looking for an apartment or a house? Do you intend on living in this house long-term? Do you have children to consider? Do you need two or three bedrooms? What type of neighbourhood do you wish to live in? How many bathrooms? And what about your kitchen layout? When it comes to finding your ideal home, the more details you provide, the better Coldwell Banker can help. When you identify a property you like, we will organise a site visit, give you a thorough viewing and some market advice before you make your final decision.

With over a hundred years of experience and a vast database of properties, Coldwell Banker is trained to provide you with the support and professional guidance needed in this exciting, but sometimes confusing time. We will help you make the offer, negotiate the proper terms and conditions and also give you helpful pointers on how to submit your applications. We are there for you every step of the way, from learning about your desired specifications, to happily providing you with the keys to your new home. For more information visit our website www.coldwellbanker.com.mt, or e-mail us on info@coldwellbanker.com.mt